tcf has been pissing me off lately (well, they’ve pissed me off a lot over the past 4 yrs, this is the most recent issue). i paid for my camera thru paypal, and inadvertantly paid with my checking acct., not my credit card. TCF let $1500 fly through, even though i probably only had $300 in there or something like that. why would they approve that?? incidentally, i got $230 in overdraft fees, which was probably their ultimate goal.
anyway, i read on their site this morning, that if you want your checkcard to be denied when you use it with no money in your acct., you need to write and request this. DUMB.
so, i’m shopping for a new bank. what are your banks’ policies on overdrafts, their rates, are they any good? have you heard good things about any bank in particular?