housebl-ugh

i’ve come to the realization that any house nate and i buy will have issues attached. (or, so far). 

when we bought our house in st. joe, it was bank owned and they required a bank quote through them before we put together a purchase agreement. (which, looking back, is that legal?) we didn’t have to go through the bank, but we did need to meet with them and go through the process again. 

when we purchased our house in st. charles, there was a government shutdown, and our rural development loan took an extra three weeks to process. thanks to this, we couldn’t technically close on the house until the government opened again, which was about two-three weeks after our original close date. thankfully, the house was contractor owned and he let us move in early (we had to be out of our apartment). 

this time, my goodness. everything is good on our end as far as our loan and ready to go. the house we’re selling though, omg. the lender didn’t send in the rural development loan until the day before scheduled closing (normally they like a couple weeks). thankfully it came back the next day, but it was selected for a random audit! then that went through about 5 hours before MY scheduled house closing up here, but the lender needed it to go through quality control first. if this were a local bank instead of a national bank, it might’ve made it. but it was a national bank and they don’t like to do things out of order.

so, now, we’re waiting on the lender of the st. charles house buyer to get the money to the title company so they can close so we can get our loan and we can close. 

hopefully this will be the last time we do this for a while, so i guess i’ll deal for now.

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