HOUSEBLOG: the OFFER!

HOUSEBLOG: the OFFER!

let me recount what has been one of the longest days of my life.

nate decided to take today off so we could go look at some houses, and at 10 a.m., we were ready to go at the realtor’s office. we took off and looked at four houses, two of which i had looked at yesterday. there was one in sartell that was gorgeous with a gorgeous view of the river, but the electrical was old, the floors sloped upstairs, and it just wouldn’t fly with the kind of financing we were planning on.

SO. disappointed, we gathered ourselves and went out for a second look at the bi-level in st. joe. the price on that house had come down $10,000, and now a price we could afford was in sight. gosh darn it, it was too good of a buy to pass up. so we decided to write up an offer. as delores says, you can write up offers however many times you want, so we did.

1.5 hours later, after signing our lives away, we were ready to submit an offer on this house, going rural development (which means no down payment and no mortgage insurance), for $120,000. delores calls up the realtor selling the place, and we need a stupid letter of approval from wells fargo mortgage, or they won’t even LOOK at it. are you serious?? meanwhile, we had been trying to get a hold of our mortgage dude to no avail. FIGURES.

delores called the lady who they wanted us to go to at wells fargo, and she was there until four. it was 2:30. so, we rushed home, got paystubs and bank account info, rushed to wells fargo (well rushed isn’t quite the term, i’d say meandered while i shook my angry fist with road rage at the rush-hour traffic), and got in a little after three.

45 minutes later, we had a letter of approval in our hands, and one faxed over to the realtor selling the house. HOLY COW i was SO TENSE from everything, i could feel my head starting to split open. not to mention the fact that i had been starving since 1:00, and i was about ready to pass out.

but hallelujah, we got it done. the purchase agreement is in the hands of the selling realtor, and i’m sure they’re going to wait over the weekend to see if they get any other offers, so we probably won’t hear back until the middle of next week. ****CROSSES FINGERS**** our offer is low, but we have the advantage that the closing date would be at the end of july (ONE MONTH!!! OMG!!!) and as far as i could tell, this is the first offer they’ve gotten.

after all that, nate and i went to chipotle, and it was probably the best-tasting meal i’d had in a long time. holy cow, i chowed down. then, i had to go to work 3 hours late, and here i sit.

funny, i came to work and about half an hour later, i could feel my whole body just start to relax. ahhhhhh……

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.